Privacy Policy — fc88club Platform

This Privacy Policy ("Policy") is issued by fc88club ("we", "us", "our") and applies to all personal data collected from users ("you", "your") who access or register with the fc88club platform available at https://fc88club.cam.

fc88club respects the privacy of every individual who interacts with our platform. We are committed to handling personal data responsibly, in compliance with applicable data protection legislation, including Malaysia's Personal Data Protection Act 2010 (PDPA) where relevant to our Malaysian user base.

For the purposes of this Policy, the following terms shall have the meanings set out below:

• "Personal Data" means any information that identifies or can reasonably identify a living individual, directly or indirectly.
• "Data Subject" means the individual to whom Personal Data relates — in this context, you as a registered fc88club user or visitor.
• "Processing" means any operation performed on Personal Data, including collection, storage, use, disclosure or deletion.
• "Data Processor" means any third party that processes Personal Data on behalf of fc88club under contractual instructions.
• "KYC" means Know Your Customer verification, comprising identity, age and document checks.
• "Platform" means the fc88club website, applications and associated digital services.
• "Cookies" means small text files placed on your device to maintain session state and support platform functionality.

fc88club collects personal data that is necessary to provide a safe, compliant and functional platform experience. The categories of personal data we collect include:

fc88club collects personal data through the following primary channels:

• Registration forms: Data you submit when creating an account, including name, contact information and chosen credentials.
• KYC and verification processes: Documents and information you provide to satisfy identity verification requirements.
• Payment transactions: Transaction data generated when you make deposits or request withdrawals via supported MYR payment methods.
• Platform interaction: Technical and usage data collected automatically as you navigate the Platform, including via cookies and session tracking.
• Customer support: Information you share when contacting our support team by email or live chat.
• Third-party sources: In limited circumstances, we may receive data from fraud prevention services, payment processors or identity verification providers to supplement our own records.

fc88club processes your personal data for the following purposes:

• Creating and maintaining your registered account and verifying your identity and age (21+) in accordance with our platform policies.
• Processing MYR deposits and withdrawals through your chosen payment method, including Touch 'n Go eWallet, GrabPay, Boost, DuitNow, FPX and participating Malaysian banks.
• Fulfilling KYC and anti-money laundering (AML) obligations by retaining transaction and identity records as required.
• Providing customer support, resolving disputes and responding to account-related queries.
• Detecting, investigating and preventing fraud, cheating, account abuse and other prohibited conduct.
• Improving platform performance, user experience and the relevance of content presented to you.
• Sending service communications such as transaction confirmations, security alerts and policy update notices.
• Complying with applicable legal and regulatory obligations.

fc88club relies on one or more of the following legal bases when processing your personal data:

• Contractual necessity: Processing required to fulfil the account agreement between you and fc88club, including account management, payments and support.
• Legal obligation: Processing required to comply with applicable laws, including KYC, AML and data retention requirements.
• Legitimate interests: Processing carried out to protect platform security, prevent fraud and improve service quality, where those interests are not overridden by your fundamental rights.
• Consent: Where you have provided explicit consent for a specific processing activity, such as receiving optional marketing communications. You may withdraw consent at any time by contacting support.

fc88club does not sell your personal data. We may share your data with the following categories of third parties, strictly on a need-to-know basis and under appropriate data protection agreements:

• Payment processors: Including FPX operators, DuitNow providers and e-wallet platforms (Touch 'n Go eWallet, GrabPay, Boost) to process your MYR transactions.
• Identity and KYC verification providers: Third-party services that assist in verifying the authenticity of identity documents and confirming age eligibility.
• Fraud prevention and security services: Specialist providers that help detect suspicious patterns, account abuse and financial crime.
• IT and infrastructure providers: Hosting, maintenance and platform infrastructure partners who process data solely under our instructions.
• Regulatory and law enforcement authorities: Where disclosure is required by law, court order or regulatory direction.

fc88club uses cookies and similar technologies to provide core platform functionality, maintain your login session, remember your preferences and collect aggregate usage analytics. The primary categories of cookies used include:

• Strictly necessary cookies: Essential for logging in, maintaining session state and processing transactions. These cannot be disabled without impairing platform functionality.
• Performance cookies: Used to measure page load times, error rates and navigation patterns in aggregate to improve platform stability.
• Functionality cookies: Used to retain your language preference, display settings and notification choices between sessions.

Most web browsers allow you to manage cookie preferences through your settings. Blocking strictly necessary cookies may prevent you from logging in or completing transactions. Disabling other categories will not affect your ability to access core platform features.

fc88club retains personal data only for as long as necessary to fulfil the purpose for which it was collected, or as required by applicable law. Key retention principles include:

• Account data is retained for the duration of your active membership and for a defined period after account closure to satisfy regulatory and audit obligations.
• Financial transaction records, including MYR deposit and withdrawal history, are retained for the period required by applicable financial compliance regulations.
• KYC documentation is retained for the period mandated by applicable anti-money laundering requirements.
• Support correspondence is retained for a reasonable period to assist with dispute resolution and quality assurance.
• Technical and usage data collected via cookies is retained only for the duration necessary to fulfil its stated purpose, after which it is deleted or anonymised.

fc88club implements appropriate technical and organisational measures to protect personal data against unauthorised access, accidental loss, destruction or disclosure. These measures include:

• Encryption of data in transit using TLS and at rest using industry-standard encryption protocols.
• Role-based access controls ensuring that personal data is accessible only to personnel with a documented operational need.
• Regular security assessments and monitoring of platform infrastructure for vulnerabilities.
• Procedures for detecting, reporting and managing personal data breaches in accordance with applicable legal obligations.

You also play an important role in keeping your account secure. Keep your password confidential, use a strong and unique password, and contact fc88club support immediately if you suspect your account has been accessed without your authorisation.

As a data subject, you hold the following rights in relation to your personal data held by fc88club, subject to applicable legal and regulatory constraints:

• Right of access: You may request a copy of the personal data fc88club holds about you.
• Right to correction: You may request that inaccurate or incomplete personal data be corrected or updated.
• Right to erasure: In certain circumstances, you may request deletion of your personal data. This right is subject to overriding retention obligations under applicable law.
• Right to restrict processing: You may request that fc88club limit how it uses your data in certain defined circumstances.
• Right to data portability: Where processing is based on consent or contract, you may request a structured, machine-readable copy of data you have provided.
• Right to withdraw consent: Where processing is based on your consent, you may withdraw that consent at any time. Withdrawal does not affect the lawfulness of prior processing.
• Right to object: You may object to processing carried out on the basis of legitimate interests in circumstances where your rights and interests override our own.

To exercise any of these rights, contact the fc88club support team using the details provided in the Contact Us section below. We will respond within a reasonable timeframe in accordance with applicable data protection requirements.

fc88club is an adult-only platform strictly restricted to individuals aged 21 and above. We do not knowingly collect personal data from anyone under the age of 21. If we become aware that personal data has been collected from a person below the minimum age threshold, we will take immediate steps to delete that data and close the associated account.

fc88club may transfer or store personal data on servers located outside Malaysia in connection with our platform infrastructure and third-party service providers. In such cases, we take steps to ensure that appropriate safeguards are in place to protect your data to a standard consistent with applicable data protection requirements.

These safeguards may include contractual data protection clauses with recipients, confirmation that the destination jurisdiction provides an adequate level of protection, or other legally recognised transfer mechanisms.

fc88club reserves the right to update this Privacy Policy at any time to reflect changes in platform practices, applicable law or regulatory guidance. Material revisions will be published on this page with a revised effective date. We encourage you to review this Policy periodically.

Your continued use of the fc88club platform after the effective date of any amendment constitutes your acceptance of the revised Policy. If you do not agree with any revision, you must cease using the platform and may request account closure.

If you have any questions about this Privacy Policy, wish to exercise a data subject right, or have concerns about how fc88club handles your personal data, please reach out to our support team. We aim to respond to all privacy-related enquiries promptly and in accordance with applicable legal timeframes.

Please include your registered account username or the email address associated with your account in all correspondence to help us locate your records and respond efficiently.